Terms of Use

Effective Date: February 21, 2026

Welcome to ConsumerBrief.org. By accessing or using our website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

1. About ConsumerBrief

ConsumerBrief.org is an independent comparison and educational platform that helps consumers research and compare insurance and financial service providers. We provide informational content, comparison tools, and editorial analysis to help you make informed decisions.

2. Informational Purposes Only

All content on ConsumerBrief.org is provided for general informational and educational purposes only. Our content does not constitute professional insurance advice, financial advice, legal advice, or any other form of professional advice.

We are not licensed insurance agents, brokers, or financial advisors. The information on our site should not be relied upon as a substitute for professional consultation with a qualified insurance agent, financial advisor, attorney, or other professional.

You are solely responsible for evaluating the merits and risks of any insurance product or financial decision. Always consult with appropriate professionals before making decisions about your insurance coverage or financial matters.

3. Advertising Relationships

ConsumerBrief.org is an advertising-supported website. We receive compensation from some of the companies featured on our site. This compensation may influence which products and providers we write about, the order in which they appear, and how they are rated or reviewed.

Our editorial opinions and ratings are our own and are not provided, reviewed, approved, or endorsed by any advertiser. We strive to provide accurate and helpful information regardless of compensation arrangements. For more details, please see our Advertising Disclosure page.

4. Accuracy of Information

We make reasonable efforts to ensure the accuracy and timeliness of the information on our website. However, we do not warrant or guarantee that any information on our site is accurate, complete, reliable, current, or error-free.

Insurance rates, coverage options, provider details, and other information may change without notice. We encourage you to verify all information directly with the relevant insurance provider or financial institution before making any decisions.

5. Third-Party Links and Services

Our website contains links to third-party websites and services, including insurance providers and affiliate partners. When you click on these links, you leave ConsumerBrief.org and are subject to the terms, conditions, and privacy policies of those third-party sites.

We are not responsible for the content, accuracy, privacy practices, or availability of any third-party websites. The inclusion of a link does not imply our endorsement of the linked site or its products or services.

6. Intellectual Property

All content on ConsumerBrief.org, including text, graphics, logos, images, and software, is the property of ConsumerBrief or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our prior written consent.

7. User Conduct

When using our website, you agree not to:

• Use the site for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to our systems or user accounts
• Interfere with or disrupt the operation of our website
• Scrape, crawl, or use automated tools to extract data from our site without permission
• Submit false or misleading information through our forms
• Use our site to transmit spam, malware, or other harmful content

8. Limitation of Liability

To the fullest extent permitted by law, ConsumerBrief.org and its owners, operators, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising out of or related to your use of our website.

In no event shall our total liability to you exceed the amount you have paid to us (if any) in the twelve months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless ConsumerBrief.org and its owners, operators, employees, and affiliates from any claims, damages, losses, liabilities, and expenses (including attorney’s fees) arising out of or related to your use of our website or violation of these Terms of Use.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States and the state in which ConsumerBrief.org operates, without regard to conflict of law principles.

11. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective upon posting to this page. Your continued use of our website following any changes constitutes your acceptance of the updated terms.

12. Contact Us

If you have questions about these Terms of Use, please contact us at:

ConsumerBrief.org

Email: support@consumerbrief.org